When it comes to operating a small business, particularly when you are first starting out, having the right funding goes a long way in building the stepping stones to success. Unfortunately, while funding is vital during these stages, it can also be the hardest to acquire. Often, small to medium sized businesses wind up going through a period of time where they are considered “unbankable” — essentially, traditional bank funding is not an option. Whether it is due to being classified as a startup or because of erratic, seasonal cash flows, when a company finds themself in this position it can be difficult to access the money needed to keep the business headed on the right trajectory.

That is where the Commercial Finance Group (CFG) comes into play. We are here to assist small to mid-sized businesses who need an alternative method of funding. With offices around the nation, including Los Angeles, we solve cash flow problems for businesses across the United States and Canada. We can work with you to explore new options for your business, such as factoring and asset-based lending. Our goal is to help you tap into the perfect solution that will put you back on the path of growth and prosperity. We consider ourselves your bridge to bankability. Our goal is to only be a needed partner for a short period of time. Soon, we hope you will be back on track and able to access traditional funding methods once again.

When it comes to operating a business that can’t currently access funding through traditional banking methods, it can feel like your options are severely limited. Perhaps you need funding immediately in order to cover payroll and other important costs or maybe you are simply striving to invest in future growth. No matter what the situation, you need a funding solution that will meet your unique needs. At CFG, we provide ideal solutions for small to medium sized businesses that cannot acquire funding through banking institutions. We are experts in working capital solutions. Essentially, we take what your company already has and leverages it to provide you with the cash flow you need. Learn more about two major options we provide — asset-based financing and factoring.

When it comes to helping small businesses secure funding, our team at the Commercial Finance Group takes a unique and detailed approach to the process. We are a firm believer that there is no one-size-fits-all for business funding. Our working capital solutions are geared towards meeting the unique needs brought to us by your business. We will endeavor to match you with the solution that is an exact fit — nothing more, nothing less.

Our approach involves the following characteristics:

Listening: Every good relationship is built upon clear communication and the ability to listen. We will take the time to hear you, to find out who you are, and what your company’s goals are. We want to know your story, because only by listening can we best serve you. From the moment you first reach out to our team, you will encounter this quality. We never cut corners when it comes to learning exactly who our clients are.

Integrity: You are turning to our team because you need quality advice on what funding solution will best meet your needs. We treat that responsibility with a great amount of respect and integrity. We only offer options we truly believe will benefit your business. We want you to be able to rely on us and trust our team. Our strong commitment to integrity is one of the many reasons we have been able to stay in business for decades. Our clients know they can count on us.

Foresight: Where your company is today isn’t where it will be a year from now. We take the time to factor the future into our considerations. We will work with you to find a working capital solution that sets you up for success down the road, as well as today. We want to ensure that the plan you choose will not hinder your ability to grow your business.

Humility: At the Commercial Finance Group, we see our role as a bridge to bankability. We don’t want to be your forever solution. We want to fill the gap you have right now and help you create a solid future for your business where you won’t need us any longer. We know what it is like to run a business and we want to extend a humble helping hand to you during this stage of your growth.

Whether you are a new startup with a desperate funding need in order to pay employees or you are a more well-established business who is looking for improved cash flow, we can help you find the perfect fit for your needs. We will work hard to ensure that we help you set your business on the right track towards success. With an office in Los Angeles, our working capital solutions are geared toward helping both local businesses and companies across America. Not only do we provide our services here in the United States, we also provide assistance to our Canadian neighbors. To find out more about how we can assist you, we encourage you to reach out to a team member today. We will gladly provide you with pressure-free advice.

Here at the Commercial Finance Group, we respect the relationships that many industry leaders have already built with their clients. Due to this fact, we offer partnerships to a variety of industries. These partnerships allow us to provide our expert knowledge to leaders who can, in turn, reach their clients with funding solutions. While our services are geared towards businesses that have been deemed unbankable, we are by no means a replacement for banking establishments. In fact, we encourage any of our clients to turn to traditional lending when possible. If you work with businesses in your industry who are in need of assistance in finding working capital solutions, we will be happy to join you in this effort.

We work with a variety of industries including banks, CPAs, financial advisors, supply chain providers, and more. We recognize that you have already built a solid relationship with your clients and that they trust you for quality advice. When you partner with CFG, you get to retain those relationships while accessing improved resources. We will work alongside you to brainstorm the best solutions possible for your clients’ needs.

Answering Your Frequently Asked Questions

Still have questions about who we are and what we offer? Check out these frequently asked questions and feel free to reach out to our team for further assistance.

What businesses can utilize CFG’s services?

We can work with almost any business that has B2B accounts receivable and is in need of a cash flow anywhere from $25,000 to $2,000,000.

Why should I choose CFG over other similar businesses?

Aside from our outstanding customer service and our extensive industry knowledge, you will also benefit from our exceptional online reporting, which allows you to keep track of your funding and to plan for your future. Your up-to-date account information can be monitored 24/7.

Will this impact my customers?

Some businesses are concerned with how it will look to their clients when they utilized asset-based loans or factoring. The reality is that most clients will understand have no issue with the transfer of these accounts. In certain cases, we can utilize a non-notification program to ensure you have ample time to explain to your clients.

Here at the Commercial Finance Group in Los Angeles, working capital solutions are our
speciality. Talk to us today about how we can help you fund your small business through unique solutions and take advantage of our bridge to bankability.