If you’re a B2B company that finds itself in need of financing for growth or to cover the cash flow problems that often arise in the industry, where should you turn for help?
Most financial advisers will tell you to visit the local branch of a big national bank to ask them for help in financing your expansion to a second location, or the purchase of new equipment needed to meet demand for your product. What they might not tell you is that you’ll have to fit into a very specific set of parameters in order to get what you’re looking for at a traditional financial institution.
If your business experiences a fluctuating cash flow, has little to no credit history, or the bank simply doesn’t like your business plan, you could find yourself standing out in the street holding a big, fat rejection letter.
That’s why The Commercial Finance Group, with locations in Atlanta, Burbank, and satellite partners all over the country, was formed. We exist to provide alternatives to traditional lending options. When a piece of paper tells you that your B2B company is unbankable, we should be the people you call next.
We offer specialized financing products, like receivables financing, factoring, and asset-based lending, that are designed to help companies solve their own cash flow problems. Keep reading to learn more!
What You’ll Get When You Work With The Commercial Finance Group
Wondering why you should apply for financing with CFG? We’ve got something others don’t.
More Than 40 Years Of Experience – The Commercial Finance Group was founded in 1974 with the mission of providing high-quality working capital solutions to clients who would otherwise have been unable to obtain adequate financing. We have 40 years of success in this industry under our belts – can that fly-by-night online financing firm say the same thing? Four decades is long enough to learn the intricacies of this business, which means we know exactly how to meet the needs of your growing (or struggling) B2B company.
Customized Lending Solutions – If you go to a bank for financing, they’re only going to be able to offer you one thing: a loan. Loans are liabilities that have a negative impact on your balance sheet. It could be a giant loan or a relatively small one. It could be a short-term loan or one that won’t be paid off for 30 years. Either way, you’re being forced to choose a one-size-fits-all solution when it may not really be the right thing for your business. Here at The Commercial Finance Group, our senior management, operations, and sales staff is trained to listen to your needs first. That way, we can tailor a lending solution to meet your needs, rather than selling you something that could have a negative impact.
A Track Record Of Facilitating Solid Growth – Even 40 years of experience isn’t enough if it’s been full of more failures than successes. Here at the Commercial Finance Group, we’re proud of the fact that we’ve developed a sound approach to our business model that has enabled us to maintain steady performance, and more importantly, facilitated solid growth for our clients. Make no mistake about it, we are advocates for small and mid-sized businesses, and we encourage their growth by providing the financing solutions they need to keep their doors open.
Experience With Many Types Of Companies – When you’re looking for financing solutions, choosing to work with the first firm that approves your application isn’t always the right choice. It’s not only essential that your chosen lending solutions provider have a track record of success, but that they have a track record of helping businesses like yours deal with problems such as the ones you’re currently experiencing. The Commercial Finance Group has many decades of experience providing alternative financing solutions that fit the needs of many types of companies, from manufacturing to staffing.
Alternative Financing Solutions We Offer
Unlike banks, which can only offer you a loan (read: liability), The Commercial Finance Group provides:
- Accounts Receivable Financing – Turn your current accounts receivable into collateral against which you can borrow money to finance growth or solve cash flow problems.
- Factoring – Turn your current accounts receivable into cash that can be used to pay your bills and facilitate your growth, without adding to the liabilities on your balance sheet.
- Asset-Based Lending – Loans based on assets pledged as collateral which are structured to provide a flexible source of working capital by monetizing assets on the balance sheet.
- Purchase Order Financing – The perfect solution for B2B companies who find themselves in need of cash in order to complete single or multiple customer orders. If word gets around that a company is turning away business because they can’t afford to complete jobs, customer trust is diminished! Don’t let this happen to you.
- Complete A/R Management Programs – Tired of tracking down shifty clients, writing collections letters, making uncomfortable collections calls, and trying to keep tabs on where all of your clients are in the payment process? With The Commercial Finance Group, you have access to complete A/R management services, so that you can get back to the business of focusing on the products you love, the employees you value, and most importantly, the revenue-generation you need to keep moving forward.
- In-Transit Finance – Are you in the process of waiting for inventory from overseas customers? If so, you may find yourself waiting for for weeks or even months until you can bill customers who are waiting for their purchase to arrive. If this creates cash flow problems for your business, The Commercial Finance Group provides importers with faster access to the proceeds of their import transactions.
The best way to determine if The Commercial Finance Group can meet your financing needs is to contact one of our North American offices today. With locations in Burbank, California and Atlanta, Georgia, CFG is perfectly positioned to provide receivables financing and more. However, if you’re not conveniently located near one of our offices, you’ll be pleased to know that we have a vast network of financial partners that can provide account receivables financing. Contact us online or submit our online application today.