The FTRANS Healthcare program is specifically designed to improve our clients’ cash flow so that they can focus on doing what they do best, providing valuable services to patients. While most banks will provide a loan for the providers’ real estate, the borrower may find it more difficult to secure financing to help with growth [...]
In many industries, an important cash flow strategy is to take advantage of what are often referred to as early pay discounts, or “2/10, net-30 discounts.” Such discounts allow companies to subtract 2 percent (and sometimes more) from the invoice amount if it is paid within 10 days instead of the normal 30.These discounts can [...]
There are many misperceptions among CFOs and finance executives when it comes to asset-based lending (ABL). The biggest is that ABL is a financing option of last resort - one that only "desperate" companies that can't qualify for a traditional bank loan or line of credit would consider.With the economic downturn and resulting credit crunch [...]
Most owners and entrepreneurs who have been in business for any length of time understand the power of financial leverage. This is especially important for manufacturing companies, which usually require a significant investment in equipment, raw materials and inventory before they can begin generating revenue. The key to success for most manufacturers is to spend [...]
Over the past couple of years, the term "credit crunch" has taken its place in the popular vernacular alongside other now-common phrases like "mortgage meltdown" and "bank bailout". But is the supposed credit crunch that we keep hearing so much about (go ahead and Google it. I did and got more than 12 million results!) [...]
There are two different categories of commercial financing from an accounting perspective: on-balance-sheet financing and off-balance-sheet financing. Understanding the difference can be critical to obtaining the right type of financing for your company.Put simply, on-balance-sheet financing is financing in which capital expenditures appear as a liability on a company’s balance sheet. Commercial loans are [...]
